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It is the innovative solution that transforms the normal GSM phone into a secure transactions terminal in the
hands of every customer. It is based on the smartcards for mobile phones technologies and standards, so it
works on almost any GSM phone providing the highest level of security and usability at the same time.
It allows for secure mobile payment, secure e-commerce and secure mobile banking. This adaptable and
flexible platform opens endless opportunities to Governments and GSM operators to provide ubiquitous
payment services to their customers.
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F
eatures
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ATM security standards.
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Multiple ATM debit/credit card usage.
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PIN-based.
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Uses ATM PIN number.
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All transactions are on-line.
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Based on the USSD technology.
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M-Wallet runs on any Java mobile phone and/or SIM card.
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B
enefits
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Highest level of security, matching ATM security.
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Based on J2ME and smart cards.
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Ease of use.
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Convenient.
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Mobile independent.
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Global coverage.
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No change in bank's infrastructure.
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Application can be expanded to accommodate more services over the air.
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Immediate roll-out available.
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Pay anywhere, anytime to anyone.
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Secure e-commerce.
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Uses ATM PIN, no new password needed for authorizing transaction.
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Totally transparent to issuer bank.
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Radically eliminates charge-backs and their huge costs.
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W
hat you can do?
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All cashless ATM transactions.
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Balance Inquiries.
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Transfers ,Bill payments.
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Secure E-commerce.
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Mobile top-up, Purchase of Pre-paid cards(International calling cards, Internet cards...etc).
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Person-to-person payment.
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