F
eatures
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Rapid integration with the web server.
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Using Web Services Interface.
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Supported for CDMA and GSM users.
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Supports any E-commerce application.
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Enables Mobile Commerce.
H
ow it works?
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User enters payment page on PC.
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Types user name.
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Presses "OTP Button".
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Flash SMS is received on Mobile.
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OTP is entered on PC.
S
ecurity
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Smart Card level of security.
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Hardware encryption of transaction data and time stamp.
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Encryption keys stored on smart cards.
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B
enefits
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Easy installation , plug-in on any web server.
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It ensures maximum protection for online identities.
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allowing for secure e-banking, e-business, e-commerce and secure logging to e-government and restricted access website.
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Huge Cost Advantage No electronic chips or OTP tokens involved, just using the mobile handset the user already has.
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Security The system relies completely on the smart cards on the back-end.
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User Convenience Nothing more the user has to carry. Only one mobile for all institutions.
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